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12 Mar / 2020

Car Accident Claims Involving Leased Vehicles

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Do you know how to seek compensation after an accident in your leased vehicle? Is the process different? If so, how?

Below, learn more about crash claims involving vehicles that are leased and not financed or owned by the driver. If you have questions, you can always contact Phillips Law Group to discuss the situation. The initial consultation with our experienced Phoenix car accident attorneys is 100 percent free of charge and there is no obligation for you to take legal action.

We have recovered hundreds of millions in compensation for our clients, including many car crash victims.

While many people finance their vehicles with loans, some choose to lease their vehicles. A lease is essentially a rental – you make monthly payments to use the car for a certain period specified in the lease.

Usually, when the lease term ends, you must return the vehicle to the leasing company. However, some leasing agreements give you the option of buying the vehicle at the end of the lease.

The body shop you take the vehicle to will estimate what it would cost to fix your vehicle. The insurance company will review that estimate to decide how much compensation it will provide you to fix your vehicle, minus your deductible. The deductible is the amount of money you must pay before the insurance policy kicks in.

If the insurance company will pay $4,000 to repair your vehicle, but you have a $1,000 deductible, the insurance company will provide a total of $3,000.

You may be able to pick the repair shop that works on your car, however, the lease agreement may specify where you can take the car and what parts can be used.  Contact us today for a review of your case.  We have an office in Alpharetta and Cumming for your convenience. 

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