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Georgia Accident Laws

Georgia Accident Laws

Amber is heaven sent!! Amber and her team worked very hard on my case!! They checked on me while I had my weekly doctor visits. They were very detailed with my settlement. I didn’t have to second guess anything. I would recommend her to anybody who is in a car accident !! I’ve even referred my love ones who also needed her to represent them in an accident. She made my process as painless as possible. I wish I could give her 10 stars!!

Jeannette A., Client

I was referred to Amber by my daughter-in-law. I was involved in two rear end collisions in a three month period. She did an excellent job keeping me informed and explained everything to me, in a manner that I could understand. She followed through with me until I had my settlements.

Shirley H., Client

Amber Gilormo is a knowledgeable and hard working attorney. I would not hesitate to seek her counsel.

Kristen Pitts, Peer

The staff is awesome; thorough! They kept me informed!

Sanchez T., Client

Great Experience Wonderful Amazingly Service! I would definitely recommend to anyone who’s in need of attorneys 😎 They’re right ppl to go to for sure indeed!!

Client Review

I have had attorneys in the past that does not compare to Attorney Amber Gilormo. She handle all of my concerns and answered all of my questions in a timely manner, I never had to guess what was happening with my case I was always informed and kept to to date.

Client Review

Don’t answer the phone for attorneys who have bought your phone# after an accident — call Attorney Gilormo because you will not be disappointed.

Carla Robinson

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WHAT HAPPENS AFTER I SUBMIT MY FORM?

Georgia Traffic Accident Laws as
Explained by Our Motor Vehicle Accident Attorneys

Every car accident is unique, and in some cases, determining how to pursue a claim can be challenging.

You may need to look outside the typical avenues or simply understand the options are available. Hiring an Atlanta car accident law firm that has extensive knowledge of the law can be a big step in the direction of getting the compensation you deserve.

About Uninsured Motorist Accidents in Atlanta

As you are likely aware, Georgia law requires all drivers to carry insurance coverage in the following minimum amounts:

  • Property damage coverage of up to $25,000 per accident
  • Bodily injury coverage of up to $25,000 per person and $50,000 per accident

The purpose of this law is to ensure that there is coverage available to cover the cost of repair or replacement to the vehicles involved as well as the medical expenses of anyone who is injured. However, these minimum coverage amounts don’t seem like much when you consider the cost of the average vehicle or how quickly medical bills can pile up.

So what do you do when the other driver doesn’t have insurance? Sometimes motorists have stopped paying their premiums and their automobile insurance isn’t valid. Sometimes, they never had vehicle insurance at all. If you purchased uninsured motorist coverage through your insurance company, you may be able to submit a claim. You may also have to sue the other driver in order to protect your rights, even if the other driver cannot pay your claim right now. Uninsured motorist claims can be very complicated and difficult to pursue. If you’ve been injured in an accident and the other driver doesn’t have insurance, you should reach out to an Atlanta car accident law firm for help.

Optional Auto Insurance Coverage in Georgia

While Georgia law requires drivers to carry property damage and bodily injury liability insurance, these are not the only available types of coverage—and they are not the only types of coverage that you should consider purchasing. The following types of insurance coverage are optional in Georgia, but buying them is a good idea if you can afford the premiums:

  • Medical Payments (Med Pay) Insurance – Med Pay provides “no-fault” coverage for your medical bills when you get injured in an accident. Health insurance often won’t cover these expenses, so paying for Med Pay helps ensure that you won’t face a mountain of medical bills if you are responsible for a collision.
  • Collision and Comprehensive Insurance – Collision and comprehensive insurance cover the cost of repairing your vehicle when you can’t file a claim under another driver’s property damage policy. Collision insurance covers your repair bills when you cause an accident, while comprehensive insurance covers damage from other causes.
  • Uninsured/Underinsured Motorist (UIM) Insurance – UIM insurance allows you to seek compensation from your insurance company when another driver is liable for an accident but doesn’t have adequate (or any) insurance coverage. Filing a UIM claim is similar to filing a claim under the other driver’s policy, and you need proof of fault to collect payment from your insurer.

Georgia’s Insurance Law for Rideshare Companies (Uber and Lyft)

Under Georgia law, rideshare companies like Uber and Lyft are required to carry liability insurance that provides coverage to injured passengers and other drivers. The minimum insurance requirements for rideshare companies in Georgia are:

  • $1,000,000 per accident when drivers are en route to pick up passengers or providing rides; and,
  • $50,000 per person and $100,000 per accident when drivers are logged in to ridesharing apps but not en route or providing rides.

Of course, Uber and Lyft drivers are still required to carry auto insurance coverage as well. As a result, in cases involving serious injuries, rideshare accident victims will often be able to pursue multiple claims for just compensation.

Georgia Dram Shop Liability Laws for Drunk Driving Accidents

Another lesser-known area of the law that can come into play in car accident cases is Georgia’s Dram Shop Act. The Dram Shop Act essentially allows car accident victims to hold bar owners liable for their injuries if their customers caused a drunk driving accident. The Dram Shop Act will only apply in one of the two following scenarios:

  • The establishment served alcohol to someone under the age of 21 who then caused an accident; OR
  • The establishment served alcohol to someone who was noticeably intoxicated who then caused an accident.

If the person who caused your accident had been out drinking immediately beforehand, you may be able to pursue a claim against the bar or restaurant.

Hit and Run Accidents Laws in Georgia

Under Georgia law, any driver involved in an accident resulting in injury, death, or damage to a vehicle shall remain at the scene until they are able to exchange information or law enforcement has arrived on the scene. Despite this requirement, hit and run accidents are fairly common. Unfortunately, they can also be difficult cases because you don’t have the opportunity to learn who the other driver was, let alone exchange insurance information.

If you’ve been injured in a hit and run accident — as a driver, pedestrian or bicyclist — an Atlanta car accident law firm can help you pursue a claim with your insurance company. In addition, they may be able to help you locate and pursue the other driver. The bottom line is that you should take immediate action to protect your rights.

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Call Our Atlanta Motor Vehicle Accident Lawyers Today

Car accidents are traumatic events, leaving you with so many challenges when you really need to just focus on your recovery. If you’ve been injured, Atlanta motor vehicle accident attorney Amber Gilormo can help you get the compensation you need.  We serve clients in all of Greater Atlanta, including, Alpharetta and Cumming.

Contact us at 770-343-7101 to schedule a free consultation today.

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